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Meruzhan is 56 years old and he lives in Vanadzor city in Lori region. He is married and has a son who is in the Russian Federation and a daughter who is already married and lives separately with her family. His wife is unemployed and she is a housewife.

Meruzhan for several years has worked as a driver-engineer, but at this moment he is a taxi driver. Of course his income is very low and he hardly manages to cover both the expanses of his family and car. He rents a car and already has many loyal customers. He has been engaged in this work for five years.

Meruzhan is asking for a loan of 350,000 Armenian drams to buy a refrigerator and a washing machine for his house. Meruzhan’s wife most of all, will be very happy for these purchases.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 410.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Meruzhan to buy a refrigerator and a washing machine for his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 17, 2013
Currency Exchange Loss:
Dec 17, 2014