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Ruzan is 32 years old. She lives in Noyemberyan city in the Tavush region. She has a specialty of nurse, but she has never worked.

Ruzan has been married since 2004, but she has no children. She says her life and happiness are not full, and sometimes even has no meaning. Her desire to have a child is very strong and great, and she believes that one day she will manage to become mother. Ruzan has already taken three loans from Nor Horizon and she was a very responsible client.

This time she has decided to take a loan with Kiva and she asks a loan of 350,000 Armenian drams to take some medical examinations and find out if there is any problem that does not allow her to have a child.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • 410.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Ruzan to take some medical examinations and to find out if there is any problem that does not allow her to have a child.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 16, 2013
Currency Exchange Loss:
Mar 17, 2015