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Yatimah
The story of Arif, son of Yatimah:

My family is far from the word “prosper.” With my father’s job as a laborer, it’s already been hard for us to fulfill our daily needs. It was going even more difficult by the time I decided to continue studying in vocational school. I almost lost my hope and came to a decision to quit school. Of course, that’s not the way I want it to be.

By joining Kiva, I hope I can keep on going to school, so one day I can graduate, get a better job, and help my family.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

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About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,203,550
    Funds lent in using Kiva
  • 11,342.7
    Indonesia Rupiahs (IDR) = $1 USD