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Raed Group
In this Group: Kawthar, Samira , Hiba
Kawthar is the featured borrower of Raed group. She got together with the group to apply for a loan from Kiva partner, Al Majmoua, because they have always been neighbors and friends.

Kawthar is the lady at the far left of the picture wearing blue. She is a 43-year-old married mother of two children. She has been working in the embroidery business since fifteen years ago to help her husband in making their living and covering their children’s increasing expenses.

Kawthar is preparing her daughter for her wedding, and as a gift, she is preparing special embroidery for which she needs extra accessories to finish. That's why she is acquiring a loan from Kiva partner, Al Majmoua, to buy necessary threads, textiles and accessories to make the necessary embroidery for her daughter's wedding gift.

She is very excited about this loan, and she was hoping if she had the extra money she would prepare an extraordinary handmade gift that will fulfill her daughter's needs.

As for the other group members, Samira is sitting in the middle, and Hiba is the lady at the right with a white shirt.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 123
    View loans »
    Lebanon Loans Fundraising
  • $17,359,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Raed Group's $2,000 loan helped a member to buy necessary threads, textiles and accessories to make necessary embroidery for her daughter's wedding gift.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Sep 15, 2013
Currency Exchange Loss:
Sep 17, 2014