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Nubar is 55 years old, married, and a mother of four kids. She is an IDP (internally displaced person) and lives with her husband in the Bilasuvar IDP settlement. She is a Jabrayili refugee.

Nubar has been raising cattle for the past 16 years. Taking care of animals requires continuous effort, but her husband helps her to raise the cattle. She also sells cheese, yogurt, butter and milk at the market. This is the only source of income for the family. From this business, her monthly profit is 150 AZN.

She plans to expand the business in order to bring more funds into the family.

She has applied for a loan of 2,000 AZN from Aqroinvest in order to buy more calves. She has plans on expanding the business to meet the high potential for milk in the market. This is her seventh credit. She has a good loan history.

Nubar appreciates your support.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 17
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Nubar to buy more calves.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 6, 2013
Sep 15, 2013
Currency Exchange Loss:
Mar 17, 2015