Joseph is a married man. He has three children with ages ranging from 4 years to 6 years. He describes himself to be honest, determined, careful and God-fearing.
He operates a property agency where he manages houses for clients. He has been involved in this business for six years. His business is located in a busy area with many residential houses, and his primary customers are local residents. He describes his biggest business challenge to be lack of enough capital to purchase property.
Joseph will use the KES 100,000 loan to buy a piece of land . His business goal is to open another property agency office within five years.
He hopes that in the future, he can educate his children up to university level. This is his third loan with SMEP DTM. His previous loan of KES 50,000 was repaid successfully.