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Elmira
Elmira is 48-year-old married woman with no kids. Elmira has had her own agricultural business for fifteen years already. She has built a greenhouse on a small piece of land, and she is growing vegetables. When her crops are ready she goes out and sells them in the different markets located near her home. In Azerbaijan, there is a daily demand for fruits and vegetables, because of traditional meals.

She has already taken out 2 loans from Aqroinvest in the past. With a good payment history, she has applied for a third loan of 1,800 AZN to buy mineral fertilizers in order to treat her soil and get a good harvest. She appreciates your support.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,941,275
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,300 helped Elmira to buy mineral fertilizers in order to treat her soil and get a good harvest.
88% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2013
Listed
Sep 15, 2013
Currency Exchange Loss:
Covered