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Chem, aged 62, is married and has five children, four of whom have already settled into marriage. He is a farmer who has been growing rice crops on his own land in Baray district of Kampong Thom province. He has been busy with rice husbandry for years and it is a major source of his income. Thanks to the good condition of his rice crops, he will manage to have an abundant harvest this coming season.

Chem would like to buy a motorcycle to support one of his children, who is dedicated to a recycling business, but can’t afford the purchase. That’s why he has applied for a loan in the sum of 600,000 KHR through HKL to add to his existing money. In this way, he will be able to help his son continue making good progress in his business, and thus earn a better income. Thanks lenders for the support. He awaits your kindness and relies on your generosity.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,081.6
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Chem to buy a motorcycle to support one of his children who is dedicated to a recycling business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 15, 2013
Currency Exchange Loss:
Apr 16, 2014