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Las Optimistas  (Cuenca) Group
In this Group: Gladys Yolanda, María Guadalupe, María Verónica, Nelly Esperanza, Jenny Cecilia, Priscila Alexandra, Elsa Beatriz, Gloria Esmeralda
The communal bank "Las Optimistas" is comprised of eight members who work to improve the economic stability of their homes. They are all good friends and companions. They live in the city of Cuenca, a place which enjoys a cool climate and green fields. It is the birthplace of great poets and athletes, and its people maintain the culture and traditions.

One of the members of the group is Gladys who has been involved for two years with the communal bank. She likes the group because all the members are good friends. The loans allow her to improve her family's economic stability.

Gladys, 38, is married and has four children, ages 17, 15, 14 and 6. The oldest three are in middle and high school and the youngest in elementary school. Her husband is an auto mechanic and runs his own workshop. The house they live in is their own.

Gladys has been selling bridal gowns for 17 years and she also makes a wide variety of clothing and sells cosmetics.

She plans to use the loan to buy bridal gowns.

Her dream is for her children to become professionals.

The small photo is of one of the members who could not be present for the group photo.
View original language description ↓
El grupo de crédito Las Optimistas está formado por 8 mujeres quienes laboran para mejorar la estabilidad económica de sus hogares, todas tienen una muy buena amistad y compañerismo. Viven en la ciudad de Cuenca, lugar que goza de un clima frió y de verdes campos, es cuna de grandes poetas y atletas, su gente mantienen su cultura y tradiciones.

Una de las socias de este grupo es la Señora Gladys, se encuentra desde hace 2 años en el grupo de crédito Las Optimistas, este grupo le gusta ya que todas son muy buenas amigas, al mismo tiempo que los créditos le dan la facilidad de mejorar la estabilidad económica de su familia.

La Señora. Gladys tiene 38 años de edad, es una mujer casada y fruto de su unión conyugal ha concebido 4 hijos de 17, 15, 14 y 6 años de edad, sus tres primeros hijos están estudiando en el colegio y su último hijo está estudiando en una escuelita de la ciudad. Su esposo es de profesión mecánico automotriz y labora en su propio taller, la casa en la que viven es propia.

Doña Gladys se dedica a la venta de vestidos de novias desde hace 17 años, también se dedica a la confección de una gran variedad de ropa y a la venta de cosméticos.

El dinero de su crédito va a invertir en la compra de vestidos de novias.

Su sueño es que sus hijos lleguen a ser profesionales.

La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Optimistas (Cuenca) Group's $4,175 loan helped a member to buy bridal gowns.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2013
Listed
Sep 13, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014