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Gañaloma  (Nabón) Group
In this Group: Patricia Carolina, María Mercedes, Valeria Narcisa, Blanca Esperanza, Byron Santiago*, Aida Lucrecia, Ligia Alejandra, Daisy Corina
* not pictured
The Gañaloma credit group consists of 8 members (7 women, 1 man) who live in the canton of Nabon. This is a region that has a cold climate but green meadows and beautiful landscapes due to its geography. Its architecture is a mixture of colonial and modern. The people fiercely guard the culture and traditions that they learned from their parents. The majority work raising livestock and farming. Some go out to the city to perform different jobs, which allows them to improve their economic situation.

Patricia is one of the women of this group. She is obtaining her second loan in the company of her friends and companions in the Gañaloma credit group. She likes this form of loan because they all share a very good friendship and in the meetings they can talk about different subjects that interest them.

Patricia is 23, married and has 3 children who are 6, 5 and 2 years old. Her oldest two children attend a local school. Her husband works in the construction field as a mason. They live in their own house.

Patricia spends the majority of her time at home caring for her children, who are still small. But to support her husband with living costs she raises sheep, guinea pigs and pigs and also works in agriculture, selling what she harvests.

She is planning to invest the money from her loan in the purchase of fertilizer, seed and feed for her animals. Her dream is to have a business of her own, such as a store.

The small photograph is a member who was not able to be present when the group photograph was taken.
View original language description ↓
El grupo de crédito Gañaloma está formado por 7 socias y 1 socio quienes viven en el cantón Nabon lugar que tiene un clima frió, cuenta con verdes praderas y hermosos paisajes gracias a su geografía, su arquitectura es una mezcla de lo colonial y lo moderno. Su gente guarda celosamente su cultura y tradiciones que aprendieron de sus padres, en su mayoría se dedican a la crianza de animales y a la agricultura, algunos salen a la ciudad a ejercer varios trabajos, los que les permiten mejorar su situación económica.

Una de las socias de este grupo es la Señora. Patricia, esta realizando su segundo crédito a lado de sus amigas y compañeras del grupo de crédito Gañaloma, le gusta esta forma de créditos ya que todas tienen una muy buena amistad y en las reuniones pueden conversar de varios temas de su interés.

La Señora. Patricia tiene23 años de edad, está casada y fruto de su unión conyugal ha concebido 3 hijos de 6, 5 y 2 años de edad, sus dos primeros hijos estudian en una escuela de la localidad. Su esposo labora en el área de la construcción como albañil, la casa en la que viven es propia.

Doña Patricia pasa la mayor parte de su tiempo en su casa al cuidado de sus hijos que aun son pequeños, pero para apoyarle a su esposo en los gastos del hogar se dedica a la cría de borregos, cuyes y chanchos, también labora en la agricultura y lo que cosecha lo vende.

El dinero de su crédito va a invertir en la compra de abono, semillas y en alimento para sus animales.

Su sueño es tener un negocio propio como una tienda.

La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Gañaloma (Nabón) Group's $2,625 loan helped a member to buy fertilizer, seeds and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 22, 2013
Listed
Sep 12, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014