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Cesar Antonio
Cesar is the father of two children who are 16 and 20 years old and study in high school and at the university. Cesar's main goal is to have his children finish their education.

He is requesting this loan to continue with the construction of walls and doors for his home, which he has not been able to finish due to a low monthly income. Thanks to the loan, it will be a little easier to finish the work. This will help him provide his family with more comfort, and most importantly, more security.
View original language description ↓
El señor Cesar, es padre de dos hijos de las edades de 16 y 20 años, estudiantes de la universidad y escuela secundaria, para Cesar su principal meta es que sus hijos culminen sus estudios. Solicita el crédito para continuar con la construcción de paredes y puertas de su hogar lo cual no ha podido terminar debido a su poco ingreso económico mensual, pero gracias al financiamiento le será un poco más fácil seguir esta obra, de esta manera le podrá brindar a su familia mayor comodidad y sobre todo seguridad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 133
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Cesar Antonio to purchase cement, sand, bricks, and iron.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 12, 2013
Currency Exchange Loss:
Oct 17, 2014