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Flor De Rosas Group
In this Group: Lucia Guillermina , Maria , Zaida, Erick Alberto, Jhanneth Jhovanna, Damiana, Francisca Benita, Remedios, Margarita
The Flor de Rosas village bank is starting its second loan cycle with Pro Mujer, as part of the Santiago II regional office. The group has nine members, and Lucia is the president of the board of directors. The members of the group earn their living in a variety of ways, including making skirts, working as an assistant bricklayer, making alpaca blankets, selling vegetables and fruits, weaving blankets and sweaters, running a neighborhood shop, and offering amplification services.
This loan will help these microentrepreneurs. Lucia notes that she has had two loans with Pro Mujer, which she joined at the invitation of the institution's promoter, who visited her in her home. She currently has a business sewing skirts, which she says she started fourteen years ago and has continued to improve her skills.
She will use this loan to buy fabrics at the markets in the city of La Paz and then use them to make skirts at her customers’ request. This work allows her to bring in an income to support her family, since she is married and has five children.
When we ask her what she likes about Pro Mujer, she answers that she likes the business training it offers.
View original language description ↓
La A.C. “FLOR DE ROSAS” iniciará el segunda ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Lucia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: costura de polleras, ayudante de albañil, comerciante de ropa, artesanía en manta de alpaca, venta de verduras, venta de frutas, tejido de mantas y chompas, tienda de barrio, servicio de amplificación.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lucia es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por invitación de la promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de costura de polleras; cuenta que este negocio lo emprendió por iniciativa propia hace catorce años y en la actualidad mejoró su técnica.

El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las tiendas de la Ciudad de La Paz y posteriormente a la elaboración lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le las capacitaciones.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $29,428,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Rosas Group's $4,125 loan helped a member to buy cloth.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2013
Listed
Sep 12, 2013
Currency Exchange Loss:
Covered
Ended:
Apr 16, 2014