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Santa Ana Group
In this Group: Amanda , Roberta, Mirtha Yesenia, Rosario Del Pilar, Rosa, Neilly Moises*
* not pictured

Update on Santa Ana Group

This is the "Santa Ana" group, made up of six enterprising people who are very creative when it comes to business. Amanda is 56 years old and a mother to seven children. For three years she has been making a living selling vegetables (potatoes) in a small market. She tells us that her customers are loyal, thus she earns a profit to cover household costs. In the future Amanda would like to have her own premises where she can sell her vegetables and so earn higher profits. With this loan, Amanda will invest in buying more products (pumpkin, carrots, radish, potatoes, and more) and then will be able to prosper. Amanda and all the other members of the group are grateful to Kiva and Edaprospo for this loan and for the trust that they are being given. In the photo, Amanda is the first on the left, wearing a black jacket. Amanda promises that she achieve all her proposed targets.
View original language description ↓
Un grupo conformado por 6 personas emprendedoras y con mucha creatividad para los negocios. Así son los integrantes del grupo comunal “SANTA ANA”. La Sra. Amanda de 56 años de edad y madre de 7 hijos, ella se dedica hace 3 años a la venta de verduras (tubérculos) en un pequeño mercado. La Sra. Amanda nos cuenta que ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus verduras y así obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en compras más productos (zapallo, zanahoria, rabanito, papas etc. ) y así poder salir adelante. A la vez la Sra. Amanda y todos los integrantes se encuentran agradecidos con Kiva y Edaprospo por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Amanda se le distingue por su casaca negra es la primera señora de la mano izquierda, se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

This group is made up of 8 people. They are responsible for different commercial activities. All of them live in the district of Vitarte. They are the members of the “Santa Ana ” communal bank. One of them is Neilly. He is 32, single and has no children. Neilly has worked for 5 years selling bre... More from Santa Ana Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Ana Group's $3,700 loan helped a member to buy vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 5, 2013
Listed
Sep 17, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014