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Văn Ky's Group
In this Group: Văn Ky, Thi Ly, Thi Tâm, Thi Anh, Thi Hương
View original language description ↓
Mr. V. Van Ky (ID Number: 13040013), 48 years old, lives at Cau Giua, Yen Phu village. He has two children, the first one is currently in college while the second one is in high school. Everyday, Mr. Ky stays at home to sell animal feeds while his wife goes to the market to sell fruits and fresh bamboo shoots. Therefore, his family's income is very stable, as the daily total income is about 150,000VND (about 10USD). He likes to join the SEDA Fund and obtain loans to invest in his business, because It is very convenient to repay the loans on an installment basis. Thus, Mr. Ky would like to borrow 3,186,000VND to expand his business. His group also consists of:
  • Mrs. P. Thi Ly (ID Number 13040014), would like to borrow 3,186,000VND to sell fruits.

  • Mrs. Duong Thi Tam (ID Number 13040016), would like to borrow 3,186,000VND to open a general store at home.

  • Mrs. Nguyen Thi Anh (ID Number 13040015), would like to borrow 3,186,000VND to sell clothes.
  • The total amount requested is 900.00USD.

  • Translated from Vietnamese by P. Yen Thanh, Kiva Volunteer.

    Anh Vũ văn Kỷ năm nay 48 tuổi anh đang sinh sống tại thôn Cầu Giữa-xã Yên Phụ. MS 13040013,vợ chồng anh chị sinh được 2 con cháu thứ nhất đang học Đại học, cháu thứ hai đang học cấp III.Hàng ngày anh ở nhà bán thức ăn gia súc, còn vợ đi chợ buôn bán hoa quả và măng tươi.Vì vậy mức thu nhập của gia đình anh rất ổn định, mỗi ngày 2 vợ chồng thu nhập được khoảng 150.000 VND / ngày. Anh rất thích tham gia vay vốn của chương trình để có thêm nguồn vốn kinh doanh, đồng thời rất thuận tiện cho việc hoàn trả, nên anh đăng ký vay mức 3.186.000 VND để mở rộng kinh doanh. Các thành viên trong nhóm của anh là :

  • chị Phạm thị Lý MS 13040014 chị đăng ký vay mức 3.186.000 VND để bán hàng hoa quả

  • chị D. thị Tâm MS 13040016 chị đăng ký vay mức 3.186.000 VND để bán hàng tạp hoá tại nhà

  • chị Nguyễn thị Anh MS 13040015 vay mức 3.186.000 VND để kinh doanh buôn bán quần áo

  • chị Nguyễn thị Hương MS 13040017 vay mức 2.006.000 VND để kinh doanh
  • Additional Information

    About SEDA:

    The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

    You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

    This is a Group Loan

    In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

    Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

    About Vietnam

    • $5,600
      Average annual income
    • 89
      View loans »
      Vietnam Loans Fundraising
    • $14,449,625
      Funds lent in using Kiva
    • 16,636.0
      Vietnam Dong (VND) = $1 USD

    Success!! The loan was 100% repaid

    A portion of Văn Ky's Group's $900 loan helped a member selling animal feeds and retailing.
    100% repaid
    Repayment Term
    9 months (Additional Information)
    Repayment Schedule
    Sep 1, 2008
    Aug 15, 2008
    Currency Exchange Loss:
    Apr 15, 2009