Furaha is the leader of this group of teachers. He is 38 years old, married, and a father of three school-aged children. Furaha is a young teacher, who enjoys his job and works diligently and selflessly.
This new loan will help him finalize a contract to buy a piece of land and start his project of building a house.
In the future, he wishes to renew his loan with Hekima in order to open a shop.
Finally, Furaha strongly thanks Hekima for supporting teachers.
Le client Furaha est leader du collectif d’affaire des enseignants, âgé de 38 ans, marié et père de 3 enfants dont un en âge de scolarité. Le client est un jeune enseignant. Il est confortable avec son métier. Il l’exerce avec zèle et abnégation. Ce nouveau prêt lui servira de finaliser le contrat d’achat de la parcelle et démarrer avec son projet de construction d’une maison. Dans le futur, il souhaite renouveler son prêt auprès de Hekima pour ouvrir une boutique. Au finish, il remercie fortement Hekima d’avoir pensé aux enseignants.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.