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Monica is married with five children, four of whom go to school. She also takes care of additional family members (sisters). She has a business selling used clothes and has been in this business for 5 years selling to all categories of people on a retail basis. She has applied for a loan of 700,000 Uganda shillings from MCDT-SACCO to buy more bales of used clothes. She generates additional income through tailoring and working at the market. Her major business challenges include thieves and defaulters. She aspires to become a wholesaler and also to get enough plots and build her own house. She resides in a rented house and the family has access to electricity and piped water. Her monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 220
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,580.6
    Uganda Shillings (UGX) = $1 USD