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Nektar is an experienced agronomist from the Shaqe village of the Syuniq region. She lives with her 22-year-old son who is a contractual serviceman in the army.

Nektar has taken care of her family alone throughout her life. She is a hard-working woman who breeds cows and grows beech, alfalfa, potatoes, apples, pears and nuts. The cattle breeding and the horticulture have always been the primary source of the family's income. Because of the family's increasing daily needs, Nektar now wants to increase her livestock and to purchase the necessary things for harvesting. She specifically wants to buy some sheep and to purchase fuel, thread for harvesting alfalfa, and to pay for the transportation of the harvest.

To reach that goal, a loan of $3,000 USD is needed to support to this hard-working woman. Nektar and her son will be grateful to the lenders for their good will in helping them to obtain the loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Nektar to buy sheep and fuel to transport her harvest.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 14, 2013