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Aziz is a 40-year-old married woman and the mother of five children.

The income generated by her husband is insufficient to cover all household expenses, so she initiated her business of selling milk. She has been doing this for many years, and she has become famous for providing good quality milk in her locality.

With the support of the Kashf Foundation, she has gradually improved her business. Currently she has two buffaloes, and now she has requested a loan of PKR 50,000 to buy another buffalo.

This will help her increase her sales, which will ultimately help in generating more income for her. She is in her 6th loan cycle with a good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 297
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 104.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Aziz to purchase another buffalo.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 14, 2013
Currency Exchange Loss:
Sep 25, 2014