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Richard is married with three children, and they live in a five bedroom apartment in Bamenda Mezam division of the North West Region of Cameroon.

He has faced so many challenges in life, among which are inadequate finance to manage his business, death of family members, sickness in his family, and marital problems.

He has taken, and successfully repaid, his loans twice, and says with this new loan requested, he will open a poultry farm where he will rear chicks, expand his piggery farm and add more materials like planks, nails in his carpentry workshop.

He has a positive view of his business succeeding because he has undergone training in poultry and pig rearing, and he has been operating this carpentry workshop for many years. With this business activity, he will supply chicks and piglets to the community at lower rates. They will be used for ceremonial activities.

With the profit from this business, he will cater for his children's basic needs, provide three square meals to his family, and make provision for his family's health care. He prefers GHAPE loans because of low interest rates.

Additional Information

Important Information

About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.


About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 494.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Richard to open a poultry farm, expand his piggery farm, and add materials to his carpentry workshop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Sep 14, 2013
Currency Exchange Loss:
Apr 17, 2015