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Mariam is a private enterpreneur from Armavir city, of Armavir region. She lives with her husband and son. Mariam runs a local shop where she sells clothes and shoes. The breadwinners of the family are Mariam and her son. In the present difficult social conditions, it is very difficult to cover the daily costs of the family; however, thanks to her hard work Mariam has been able to establish and run her small business.

She currently wants to maintain her business and increase the sales. To reach that goal, she needs to sell more products in her local shop. A loan of USD 2000 will be a huge support to Mariam and her family. The loan will help her to buy a new assortment of clothes and kids' shoes. This will make her small shop more competitive, and her business more sustainable. Mariam and her family will be grateful, to the lenders who will help to collect the needed amount for the loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 101
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Mariam to buy a new assortment of clothes and kids' shoes.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Sep 17, 2013
Currency Exchange Loss:
Oct 17, 2013