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Artsvi is a self-employed farmer from the village of Bandivan in the Shirak region. He lives with his wife, daughter, and son, and he breeds cows, sheep, and hens. Artsvi’s family also cultivates wheat and his family helps a lot with his everyday farming activities. These are the only sources of the family’s income and they sell their agricultural products in the local market. Artsvi’s family is very hardworking and eager to maintain and expand their agricultural business.

Artsvi is requesting a 3,000 USD loan to buy some forage for his livestock, obtain seeds to cultivate wheat, renovate machinery, and purchase fuel. He will use his loan to help reach these goals and maintain his farming businesses.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Artsvi to buy livestock forage, obtain seeds to cultivate wheat, renovate machinery and purchase fuel.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 14, 2013