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The story of Victor, son of Yohanes :

I live in Bringkeng village, a remote village. My parents work as hodge (farm laborers). My parents don’t have their own field. This loan is very helpful for my parents because this loan will help my parents to fulfill my school fees.

The distance from my home to school is about 6 kilometers and I go to school by motorcycle. In this school I will learn automotive. I choose the automotive major because I like the machine, and the automotive major is easier to get a job. After I graduate from vocational school, I want to work in the automotive field. I hope in this school I will be a good student and ready to work.

My hobby is sports. I use my free time to help my parents and to study. This time I will say thank you for this program and thank you so much for loan. This program is very useful and helpful for me and my family to fulfill my school fees.

In the picture are Mr. and Mrs. Yohanes and their son, Victor.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.


About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,203,550
    Funds lent in using Kiva
  • 11,483.2
    Indonesia Rupiahs (IDR) = $1 USD