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San José  (Cuenca) Group
In this Group: Ana Mercedes, Rosa Cristina, Delia Mercedes, Daniela Magali, María Clara, María Alexandra, Rosa Amelia, María Carmen, Nancy Melania, Rosa Elena
The San José group is made up of ten women, who live in a beautiful sector of Santa Ana in Cuenca. From the centre of the parish you can see a large part of the city of Cuenca and, because of its rough landscape, there is plenty of scenery to enjoy nature. The people here are very friendly and gentle. They are always looking for a better future, something they achieve through daily sacrifice.

One member of this group is Rosa Elena. She has been with this group for three years, during which time she has developed friendships with all members of the group. At the same time, loans have helped her to move ahead with her family.

Rosa is 39 years old. She is married and, from this relationship, has five children. Two of the children are now married and independent adults, while the other three are still in school - two in high school, one in primary. Rosa's husband is a builder. The family lives in their own house.

Rosa spends most of her time looking after the home but, to support the family economy, she works as a maid and also raises guinea pigs, pigs and hens at home.

Rosa will invest this loan in buying guinea pigs, hens, and building materials to do some repairs at home.

Rosa's goal is to have more guinea pigs and to improve breeding.
View original language description ↓
El grupo San José está formado por 10 mujeres quienes viven por un hermoso sector de Santa Ana en Cuenca, desde el centro de esta parroquia se puede observar gran parte de la ciudad de Cuenca, gracias a su geografía accidentada tiene hermosos paisajes para disfrutar de la naturaleza. Su gente son personas muy amables y gentiles que siempre están en busca de un mejor porvenir para sus familias, eso lo logran con el trabajo y sacrificio a diario.

Una de las socias de este grupo es la Señora Rosa Elena, se encuentra desde hace 3 años en el grupo de crédito San José, en todo este tiempo ha ido mejorando sus lasos de amistad con todas las compañeras del grupo, al mismo tiempo que los créditos le han beneficiado para sacar adelante a su familia.

La Señora Rosa Elena tiene 39 años de edad, es una mujer casada que en u su unión conyugal ha concebido 5 hijos, dos de ellos ya son mayores de edad, están casados y viven independientes, sus tres hijos menores están estudiando dos en el colegio y uno en la escuela. Su esposo labora en la construcción como albañil, la casa en la que viven es propia.

Doña Rosa Elena pasa la mayor parte de su tiempo en su casa al cuidado de su hogar, pero para aportar a la economía de su hogar trabaja como empleada domestica y también en su casa cría cuyes, cerdos y gallinas.

El dinero de su crédito lo va a invertir en la compra de cuyes, gallinas y materiales de construcción para el arreglo de su casa.

Su meta es tener más cuyes y mejorar la raza..

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of San José (Cuenca) Group's $3,875 loan helped a member to buy guinea pigs, hens, and building materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 21, 2013
Listed
Sep 12, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014