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Jose Silvestre
Working in systems engineering is Jose's dream. Jose is currently attending the Universidad Salesiana de Bolivia, working towards his degree in business. He expects to graduate in December, 2013, but without a loan is unsure how he will be able to continue affording his education. He says that his alternative would be to take time off from school to work and save money until he could return. Jose says that it is important to him to graduate on time so he can enter into the job market as soon as possible.

With a $714 loan, Jose plans on using the funds to pay his tuition while he saves his salary from his part-time job. With a career in business, he expects to earn $25 a day, a substantial increase from before. To help afford his school and living expenses, Jose currently works 30 hours a week as a information technician and earns $5 a day.

Additional Information

More information about this loan

This loan is admnistered by Vittana's partner Banco Fie

About Vittana

Vittana is a nonprofit that aims to provide access to education for millions of young people struggling to overcome poverty around the world. All Vittana loans are administered by local MFIs which are vetted and approved by Vittana staff. For a list of Vittana's MFI partners, please click here.

Vittana loans provide students with degrees and certificates that lead to higher paying jobs and sustainable livelihoods. Capital to fund Vittana loans comes from its crowdfunding website, investment funds and strategic partnerships. Today, more than 6,000 students in 12 countries have received a Vittana loan and are repaying at a rate of 99.8%. With the help of the Kiva community, Vittana is expanding its work and graduating a generation beyond poverty.


About Bolivia

  • $5,500
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $32,164,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $725 helped Jose Silvestre to pay for tuition fees.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 14, 2013
Currency Exchange Loss:
Dec 25, 2014