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Jorge Alberto
Jorge is from the town of Niquinohomo, which was selected for the program for strengthening local capacity to help with the recovery of Nicaragua. He is married, 40 years old, and is a merchant who buys and sells vegetables, fruits, and firewood in the Masaya town market. He makes his purchases in the farms surrounding his home in the town of Niquinohomo. Jorge is a hardworking man who puts forth all of his efforts to get his family ahead. His family includes his wife and young son.

He is asking for a loan for the water and sanitation project, to install an ecological sanitation system, consisting of a toilet and a treatment system (septic tank), which he needs because there is no access to sewage where he lives. His family currently uses a latrine, being one of the thousands who don’t have access to better sanitation. This project is benefitting several towns in the country and will allow him to improve his quality of life and also the environment.

Without this loan, it will be impossible to have access to a toilet because it’s very costly. This program will help poorer families because latrines cause disease and pollute the environment, so this project is directed toward the poorer sectors.
View original language description ↓
Don Jorge pertenece al municipio de Niquinohomo, municipio que fue elegido para el programa de creación de alianzas para el fortalecimiento de las capacidades locales para el saneamiento de Nicaragua, es casado, con 40 años de edad, comerciante, dedicado a la compra y venta de hortalizas, frutas y leña, el vende en el mercado municipal de Masaya. Todas sus compras las realiza en fincas aledañas a su hogar en el municipio de Niquinohomo. Don Jorge es una persona luchadora que todos sus esfuerzos los realiza para sacar adelanta a su familia. Su núcleo familiar lo conforman su esposa y su niño que es menor de edad.
Actualmente está aplicando para el proyecto de agua y saneamiento, a través de un financiamiento para instalar un sistema sanitario económico que consiste en la instalación de un inodoro convencional con la construcción de sistema de tratamiento de efluentes (un tanque septico), esto lo requiere ya que por donde el habita no es posible el acceso a aguas negras, por lo que para su uso la familia cuenta con una letrina, siendo su familia una de la miles que no tienen acceso al saneamiento mejorado, con este proyecto que esta beneficiando a varios municipios del país, le permitirá mejorar su calidad de vida y también contribuir con el medio ambiente.
Sin la oportunidad de este crédito es imposible que Jorge tenga acceso a un inodoro ya que es muy costoso. Este programa vienen ayudar a familias en condiciones mas pobres, las letrinas causan enfermedades y contaminan el medio ambiente, es por ello que nace la idea de crear estas soluciones dirigidas al sector más pobres.

Additional Information

More information about this loan

This loan is part of CEPRODEL's initiative to expand access to sanitation facilities. Working with the World Bank and local governments, CEPRODEL offers these loans to help clients buy environmentally-responsible toilets, sinks, and shower/bath systems. Eligible recipients include clients and families who live in very poor regions of Nicaragua, lack access to water, or are employed making handicrafts or as roving salespeople. Along with these loans, clients receive environmental education training from the World Bank to better understand how plumbing interacts with the local ecosystem. By supporting this loan, you are making a difference in a country where 48% of the population lacks access to proper sanitation.

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $23,422,650
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,250 helped Jorge Alberto to install a sanitation system.
63% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 12, 2013
Currency Exchange Loss:
Possible