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Zeneyda
Young Zeneyda has a business selling dairy products in the city of León. She has been doing this work in order to support her household for eleven years. Zeneyda leaves her house, in a town in the department of León, at 5am. She then opens her business at 6am to sell to all her customers. She finishes work at noon and works the same hours from Monday to Friday. In the afternoon Zeneyda prepares her product for the following day. She started her business as a street vendor with a small amount of capital - a combination of her savings and some money from her husband. Zeneyda is a mother to three children, two of whom are still under her charge.

Zeneyda is applying for a loan from Ceprodel. She will use this to cover school costs (to buy uniforms for for independence day celebrations).

Zeneyda is very grateful to Ceprodel for all the support and trust that she has been given. These have allowed her to increase her working capital and to make improvements to her home.
View original language description ↓
La Joven Zeneyda posee un negocio de venta de productos lácteos en la ciudad de León, desde hace once años realiza este trabajo para llevar el sustento a su hogar. Ella sale de su casa de habitación 5:00 am ubicada en un municipio del departamento de León, abre su negocio a las 6:00 am para ofertar a toda su clientela, finalizando sus labores a las 12:00 pm de lunes a viernes en este mismo horario Por la tarde prepara su producto para el día siguiente, inició su negocio como vendedora ambulante con un pequeño capital el cual era producto de su ahorro y aporte de su esposo, es madre de tres hijos de los cuales solo dos están a cargo de su tutela.

La Joven Zeneyda solicita un crédito a Ceprodel el que utilizara para gastos escolares (compra de uniformes para Fiestas Patrias).

La joven esta agradecida con CEPRODEL por todo el apoyo y confianza que se le ha brindado el cual le ha permitido incrementar su capital de trabajo y realizar mejoras a su vivienda.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,823,475
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Zeneyda to buy uniforms for independence day celebrations.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2013
Listed
Sep 11, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 26, 2013