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Elda Merari
Elda Merari is a young woman, age 22. She is mother to two children, and completed her elementary school education. Along with her partner, she works in agriculture, in sowing and raising coffee when she isn’t at her job as a teacher. She farms with her partner, but it was her parents that taught her that activity from a very young age. It has been a source of income for her parents, and today it continues to be so for her, her children, and her spouse. As far as the plants go, they are the only ones involved in each of the different jobs, such as the cleaning, pruning, fertilization, watering, and feeding each one of the plants located about 500 meters from the house where they live.

Elda Merari is asking for help to buy supplies to give assistance and maintenance to her coffee crops because this will make her field more secure, that is, healthier, and she can make a good profit at the end of the season.

Her dream as a mother is to provide her children the best financial, moral, and cultural support so that they can develop with discipline and education. This is so that they can become someone in life who can face well all the difficulties that can present themselves in their lives.
View original language description ↓
Elda Merari es una mujer joven de 22 años de edad madre de dos hijos con un grado de educación de primaria completa. Ella en compañía de su pareja trabaja la agricultura en lo que es la siembra y cultivo de café cuando no está en sus labores como maestra de educación. Ella practica la agricultura en compañía de su pareja pero fueron sus padres los que le enseñaron desde muy joven dicha actividad la cual ha sido medio de ingreso para sus padres y hoy en día no deja de serlo para ella sus hijos y su pareja. En sus cultivos son ellos los únicos involucrados en cada una de las diferentes actividades como la limpieza, la poda, la fertilización, riego y abono a cada una de las plantas la cual está ubicada a 500 metros de su casa de habitación.

Elda Merari solicita ayuda para la compra de insumos para dar asistencia y mantenimiento a sus cultivos de café ya que esto hará que su plantación sea más segura este más sana y pueda obtener buenos ingresos al final de la misma.

Sus sueños como madre es proveer a sus hijos el mayor apoyo tanto económico, moral y cultural para que ellos puedan formarse con disciplina, educación y puedan llegar a ser alguien en la vida pudiendo enfrentar todos los altercados que en sus vidas se les puedan presentar de manera favorable.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,971,875
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Elda Merari to buy agricultural supplies for her coffee plants.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 3, 2013
Listed
Sep 11, 2013
Currency Exchange Loss:
Possible