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Efrain De Los Santo
Efraín is 49 years old. For 8 years he has been dedicated to selling coconut water. His business is located near his place of residence in a well transited area and that is very good for business. He has very good customers since it is a very sellable product. With the earnings he makes, he is able to pay some bills at home. He lives in his own house with his wife, their children and their mothers. Efraín is requesting the loan to be able to buy coconuts at wholesale and to continue with his work that generates good income and therefore be able to offer his family a better quality of life.
View original language description ↓
Efraín de 49 años de edad desde hace 8 años se dedica a la venta de agua de coco, su negocio lo tiene ubicado cerca de su lugar de residencia en una zona muy transitada y que es muy buena para el negocio, tiene muy buena clientela por ser un producto muy vendible, con las ganancias que obtiene logra solventar algunos gasto de su hogar, vive en casa propia con su esposa, su hijos y su madres, Efraín esta solicitando un crédito para poder comprar cocos por mayor y seguir con su trabajo que le genera buenas ganancias y asi poderle ofrecer a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 750
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Efrain De Los Santo to buy coconuts at wholesale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 11, 2013
Currency Exchange Loss:
Jun 19, 2014