Maria learned to work the land with her husband more than five years ago. Sadly, he died a few years ago. Her customers are coffee buyers who come to the area in search of a high-quality product. She says her coffee is some of the most sought-after in the area because of the careful, hygienic and transparent method she uses to harvest the crop, and the products she uses for maintenance. Maria’s fields are five minutes from her home, and she travels there with her children to do the various jobs to maintain the crop such as applying manure, fertilizers, fungicides and herbicides.
Maria says that her plan for the future is to buy more land to plant a larger coffee crop. She hopes to increase her income. Maria says that she dreams of being the best coffee producer in the area. Her goal is to see her product exported from the country while she is still alive, which she says will strengthen her children’s and grandchildren’s legacy.
Maria is requesting this loan from Kiva and the field partner to buy urea, manure, herbicide, fertilizer and other agricultural supplies to protect her coffee crop.
Sus planes para el futuro es poder expandir sus cultivos por medio de la compra de tierra para poder cultivar más café y generar más ingresos para su familia y para su hogar. Ella sueña con ser la mejor productora de café de la zona ya que sus metas es poder mientras tenga vida ver salir su producto del país en exportación, fortaleciendo el patrimonio para sus hijos y nietos. Es por ello que Doña María Catalina ha solicitado un financiamiento a la cooperativa COMIXMUL para comprar insumos como: urea, abono, herbicidas, fertilizantes entre otros para proteger su cosecha de café.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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