Joselin lives in the Villa el Carmen sector of the city of La Paz, and she makes a living working in the kitchen of a fast food restaurant. Joselin wants to take the skills she has acquired from her work experience and open up her own fast food restaurant, but she presently lacks the funding and capital to start her own business.
With the support from this loan, Joselin plans to purchase ingredients for making various food dishes at her new restaurant. She hopes this investment will help her launch her business and allow her to step into a new role as business owner, allowing her to increase her income and quality of life. Joselin's dream is to open her own business and to save up enough money to eventually buy a house some day.
Joselin vive en la zona de Villa el Carmen de la ciudad de La Paz, el oficio que realiza es el de Ayudante de cocina en un local de venta de comida rápida. Joselin necesita el crédito para independizarse y comprar parte de los insumos necesarios para abrir su propio expendio de comida rápida de esta forma obtener mayor utilidad de la que obtiene como ayudante de cocina y poder cubrir con los gastos que tiene en su hogar.
El sueño de Joselin es poder reunir el dinero suficiente para poder tener, casa propia y abrir un restaurante en esta incrementando sus ingresos para mejorar su calidad de vida.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.