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Irma
Irma, 50, lives with her spouse and 19-year-old son in the south of the city. She has 13 years’ experience, since the year 2000, working independently in a beauty salon.

She completed her Bachelor’s in Physical Education and worked in this profession for several years but following her aptitude for beauty she started taking beauty courses and went into providing haircuts and scalp treatments. She has a locale of her own and a display case that must always be well-stocked to partially meet customer demand.

She currently works Monday to Sunday from 9 in the morning until 8 at night and her main customers live in the area where her beauty salon is located. She buys her supplies from suppliers that specialize in beauty products and pays cash.

Her goal for later on is to open a branch beauty salon and that her son completes university which is why she strives day to day in order to accomplish it.

Irma has applied for a Fundación Mario Santo Domingo Kiva loan, her first financing from this organization, in order to buy a display case and materials like cream, shampoo, nail polish, etc.
View original language description ↓
Irma de 50 años de edad habita en el sur de la ciudad con su cónyuge y su hijo de 19 años de edad. Ella tiene 13 años de experiencia en su negocio donde ofrece servicios de peluquería de manera independiente desde el año 200. Irma terminó sus estudios de licenciatura en educación física y trabajó varios años en esta profesión, pero siguió su aptitud frente a la estética e inició estudios de belleza y se dedicó a ofrecer los servicios de corte de cabello y tratamientos capilares, tiene su propio local y una vitrina que siempre debe tener surtida, y con ella responde parcialmente a las solicitudes de su clientela. En la actualidad trabaja de lunes a domingo desde las 9 de la mañana hasta las 8 de la noche y sus principales clientes habitan en el sector donde está ubicada la peluquería; sus compras las realiza de contado a un distribuidor especializado en productos de estética y belleza. Su meta mas adelante es tener una sucursal de peluquería y que su hijo termine la universidad, por eso se esmera día a día con el fin de logarlo. Irma ha acudido a la aplicación de un credikiva en la Fundación Mario Santo Domingo, primer financiamiento que hace a esta organización, con el fin de invertirlo en la compra de una vitrina mostradora y materiales como cremas, champo, pinta uñas etc.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $11,100
    Average annual income
  • 501
    View loans »
    Colombia Loans Fundraising
  • $15,254,800
    Funds lent in using Kiva
  • 1,947.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Irma to buy cosmetics and a display case.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 29, 2013
Listed
Sep 10, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014