Check out some available loans that are similar to this one!
The two cows that Zef had were stolen from the stable five months ago. He never found out who did that, yet this caused him a major setback.

“Both cows were from a very good breed. Each one of them was producing roughly 40 kg. Selling their milk was my family’s income. My wife and I became very upset for long time after, not only because we were cut off financially but because we loved them too. When you care for animals, you happen to love them, and we did. Now I want to buy a cow and a baby calf with this loan,” Zef said, looking away.

Zef is married and has one child, who still goes to school. He has been in the livestock type of activity for some 18 years, selling raw milk to neighboring dairy farms.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $7,800
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,493,975
    Funds lent in using Kiva
  • 106.7
    Albania Leke (ALL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,875 helped Zef to buy a dairy cow and a calf.
99% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Sep 13, 2013
Currency Exchange Loss:
Jan 17, 2015