“It is very cold inside here for my animals. In our village the winters are long and snowy and extremely cold, so my animals are not safe here. Also hungry wolves come down in our village in the winter searching for food. So many times, these hungry animals have eaten the cows and sheep of my neighbors and mine have been very lucky so far. Thank God,” said Zyra showing consistently the shack.
Zyra is a 34-year-old mother of two and has lived in Greece for long time. Many Albanians have been coming back recently including her. They establish themselves in the rural area so that they can make a decent living by focusing on agricultural/livestock activities.
More information about this loan
This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
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