Krissanty is working as a part-time teacher at a general elementary school nearby her house. She has been working there for one year. In addition to working as a teacher, Krissanty also cultivates vegetables: cucumbers, cassava, papayas, corn, peanuts and string beans at their farm in her spare time. Krissanty is assisted by her brother in taking care of the farm and selling the crops, as well as while she is at the school.
Krissanty was thinking to improve her business; she wants to buy more seedlings and fertilizer. This situation led her to request a loan of IDR (Indonesian Rupiah) 7,500,000 from TLM for her business improvement.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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