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A 600 USD loan is offered to Julieta to improve her business. She is married and has two children, one of whom attends school. Her husband is a farmer and also has animals such as buffalo, horses, and chickens.

Julieta has a kiosk where many people come to buy every day. She will use the loan to buy additional supplies such as spoons, plates, plate racks, cigarettes, salt, fanta, body lotion, biscuits, noodles, sugar, and coffee. She has been operating her business since 2000. She feels comfortable running her business because she can earn money every day.

Running a business has made Julieta independent. She can be responsible for herself and also help her family. She hopes to run a bigger business in the future. She is very happy that this loan has been offered to help poor people improve their living conditions for the future.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 90
    View loans »
    Timor-Leste Loans Fundraising
  • $2,052,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Julieta to buy spoons, plates, plate racks, cigarettes, salt, fanta, body lotion, biscuits, noodles, sugar, and coffee.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 12, 2013
Currency Exchange Loss:
Apr 16, 2014