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Zoraida De Los Angel
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Zoraida is 52 years old and for 20 years has had a grocery store in her home. She lives in the Ticuantepe municipality. With her own efforts she was able to establish this business in which she has been successful and hopes to continue to be successful. Her husband is a farmer and Zoraida sells some of his harvests in her store. All of their children are married. The loan she is requesting will be used to purchase various articles for her grocery store in order to have it well stocked so that she can maintain the clients who currently shop daily at her store. She hopes for an increase in her business to obtain better profits and to be able to grow in her business.

Translated from Spanish by Cindy M., Kiva Volunteer.

Doña Zoraida tiene 52 años de edad y 20 años de tener una pulpería en su vivienda. Habita en el municipio de Ticuantepe y con esfuerzos propios pudo poner este pequeño negocio, en el cual cuenta que le ha ido bien y que espera que vaya bien como hasta ahora. Su esposo es agricultor y parte de los productos que cosecha Doña Zoraida los vende en su pulpería. Todos sus hijos ya son casados. El préstamo será usado para la compra de artículos varios para su pulpería y así no dejar de tenerla surtida para poder mantener a sus clientes que diariamente asisten a comprar a su negocio. Espera aumenta el negocio para obtener mejores resultados, y llegar a poner una miscelánea y crecer como comerciante.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zoraida De Los Angel purchase of articles to invest in her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 4, 2008
Aug 19, 2008
Currency Exchange Loss:
Oct 15, 2009