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Gloria Ramona
The Chimborazo communal bank meets every 2 weeks in the Picoaza parish within the city of Portoviejo. This area is known for it's shopping, traditional San Pedro and San Pablo parties, and for the happiness of its residents.

This is where Gloria lives. She is 37 years old and is in a free union in which she has three children (15, 13, and 10 years old). Her older two children are in high school and her young daughter is in primary school. Her husband works in sales.

Gloria works selling all kinds of clothes and Garden natural products. She sells door to door and also sells in her house, where she has a small shop set up. Most of her business comes from orders that her customers place ahead of time. She works 3 days a week during the morning hours, since afterwards she has to go home to fix her children food for when they get home from school. In the afternoon, she sometimes has time to go and sell. She makes her sales on credit and collects payments every Sunday. She has had this business for 8 years and has been able to help support her children.

She will use this loan to buy additional merchandise such as pants, blouses, t-shirts, and children's clothes. She has been with this communal bank since it got started and she likes it because of the help she gets in the form of these loans.

She goal is to progress with her business.
View original language description ↓
El Banco Comunal Chimborazo se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Gloria, tiene 37 años de edad, mantiene una relación de unión libre y de esta relación tiene tres hijos de 15, 13 y 10 años, los mayores estudian en colegio y la menor en escuela. El marido es comerciante.

Doña Gloria se dedica al comercio, vende ropa de todo tipo y productos naturales de Garden, su forma de venta es puerta a puerta y también vende en su casa donde tiene un pequeño local, la mayor parte de su mercadería vende bajo pedidos que le realizan sus clientes con anticipación. Trabaja tres días a la semana en las mañanas ya que a esa hora tiene que llegar a su casa a preparar la comida para cuando lleguen sus hijos de la escuela y en las tardes a veces cuando tiene tiempo también se va a hacer sus ventas, deja sus productos a crédito y cobra cada domingo. Son 8 años que se dedica a esta actividad con la cual se gana algo por el bienestar de sus hijos.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el banco comunal desde sus inicios y le gusta por la ayuda que recibe con estos créditos.

Su sueño es seguir adelante en su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Gloria Ramona buy pants, blouses, t-shirts, and children's clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2013
Listed
Sep 10, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014