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Miriam Katiana
In the beach community of Portoviejo, the "1 de Diciembre" communal bank meets every 2 weeks. This place is known for its beautiful beaches that are visited by many Ecuadorian and foreign tourists. It's cuisine is very diverse and delicious.

Mirian lives in this place. She is 38 years old, married, and has 4 children with her husband (ages 18, 14, 8, and 6 years old). The oldest two are in high school and the younger ones are in secondary school. Her husband is an electrical engineer.

Miriam is a great housewife who obtains her own income by selling Yanbal products (beauty products, perfume, and feminine accessories). She sells door to door and works 1 or 2 hours a day, 5 days a week. She works whenever she has spare time, since she doesn't have a set schedule. She sells her products on credit and charges every week. She has been doing this for 8 years and it has been going well for her. Perfume is what she sells the most of.

This loan is to buy perfume, creams, cosmetics, and imitation jewelry. She has been with this communal bank for 5 years and she likes it because the payments are easy to make.

Her goal is to have an inventory storehouse.
View original language description ↓
En el balneario San Clemente en Portoviejo cada quince días se reúne el Banco Comunal 1 de Diciembre. Este lugar es conocido por sus hermosas playas que son visitadas por muchos turistas nacionales y extranjeros, su gastronomía es muy variada y deliciosa.


En este lugar vive la señora Mirian, tiene 38 años de edad, está casada y de esta relación tienen cuatro hijos de 18, 14, 8 y 6 años, los dos mayores estudian en colegio y los menores en escuela. Su esposo es Ing. Eléctrico.

Doña Miriam es una gran ama de casa que para obtener sus propios recursos se dedica a la venta de productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta y trabaja cinco días a la semana una o dos horas al día y en los momentos que está desocupada ya que no tiene un horario fijo, deja sus productos a crédito y cobra cada semana. Tiene ocho años que se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes.

Este crédito es para comprar perfumes, cremas, cosméticos y bisutería. Lleva más de 5 años en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener un almacén de repuestos.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Miriam Katiana buy perfume, creams, cosmetics, and imitation jewelry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2013
Listed
Sep 10, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014