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Yerazik is a young woman from Ditak village in Ararat region. She has been involved in agriculture for 5 years. Particularly, Yerazik keeps 12 chickens and 50 turkeys, as well as cultivates different types of fruits and vegetables, including tomatoes, peppers, peaches, apricots, and cherries. Yerazik lives with her husband, mother-in-law, and three grown children. The whole family helps Yerazik with the farming business as it helps them to gather income and cover their basic costs.
Now, this hard working mother with many years of experience in the agricultural field asks for a loan of 3000 USD.
The loan is important for Yerazik to renovate the greenhouse, purchase fertilizer, and cover cultivation costs. This will greatly assist Yerazik and her family as they will be able to gather more income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Yerazik to pay for the renovation of the greenhouse, purchase fertilizer, and cover cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 8, 2013
Sep 11, 2013
Currency Exchange Loss:
Sep 17, 2015