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Maria Catalina
María fully completed primary education. She is grateful to her parents for the support and efforts they made that made it possible for her to get a basic education. Together with her husband, she works in agriculture, growing coffee. They have a very large family, with 7 children. However, only two live with them in the family home, along with one grandchild. They are the only members of the family who work in the fields. Her husband taught her how to do this work and how to carry out the different activities required, such as harvesting, spreading manure, applying fungicides and herbicides, and weeding, etc. They went to great lengths and worked hard to acquire the land that they work as a family. There have been challenges along the way, such as low prices and heavy rains (climate conditions). Competition is not a difficulty in this sector. Their land is 50 metres from the family home.

María's plans and dreams are to ensure that the technical assistance needed to make her crops more productive is carried out, so as to maintain an income for her family. Her dream as a mother is to provide a better quality of life for her two children and grandchild. She also hopes to reinvest the her earnings in order to increase the size of the land she farms.

On this occasion she has requested finance from the cooperative COMIXMUL to buy agricultural supplies, such as manure, coffee fertiliser and fungicides etc., which will help make her dreams and plans a reality.
View original language description ↓
Doña María tiene un grado de educación de primaria completa la cual agradece a sus padres por apoyo y esfuerzo que ellos hicieron para que ella pudiese obtener un conocimiento básico. Ella en compañía de su esposo trabaja en la agricultura en lo que es cultivo de café. Ellos tienen una familia muy numerosa la cual está compuesta por 7 hijos pero solo dos viven con ellos en su casa de habitación y con ellos una nieta los cuales son los únicos que se involucran en las diferentes actividades a desarrollar en el campo. Fue sus esposo quien le enseñara a trabajar y a desarrollar las diferentes actividades que se realizan en el campo como corte, aplicación de abono, fungicidas, herbicidas, limpieza, etc. La tierra que ellos trabajan en familia la han adquirido con gran esfuerzo y trabajo encontrando desafíos como la baja de precios y las fuertes lluvias (factor clima) ya que en este rubro la competencia no es factor problema. Sus áreas de cultivo están a una distancia de 50 metros de su casa de habitación.

Los planes y sueños de Doña María como madre es que sus cultivos tengan la asistencia técnica necesaria para que sea más productiva y así tener ingresos para mi familia. Su sueño como madre es darles un mejor nivel de vida a mis dos hijos y a su nieta como también re invertir las ganancias obtenidas en la ampliación de sus áreas de cultivo. Por lo que hoy en día ella ha solicitado un financiamiento a la cooperativa COMIXMUL con el cual comprara insumos agrícolas como abono, formula cafetalera, fungicidas entre otros que harán sus sueños y sus planes realidad

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 34
    View loans »
    Honduras Loans Fundraising
  • $7,982,500
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $750 helped Maria Catalina to buy agricultural supplies and to be able to provide assistance for her coffee crops.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 30, 2013
Listed
Sep 10, 2013
Currency Exchange Loss:
Possible