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Martha Elena
Martha is 41 years old and a member of the San Esteban community bank, which meets every 15 days in Charapoto, where she lives. This area is known for its traditional culture and two of the best beaches in the province, San Jacinto and San Clemente.

Martha is married, and with her husband has two children, ages 10 and 12, who both go to school. Her husband is a fisherman.

Martha balances her time between her home and her business. She works selling all types of clothing door-to-door. She also sells clothes from her home to people she knows who come to see her when they need something new to wear. Martha says she works every morning because she can take advantage of her children being in school. She sells her clothing on credit, and she bills her customers every 15 days. Once a month Martha buys her merchandise in Guayaquil. She says she has been selling clothing for ten years and that she does pretty well.

Martha will use this loan to buy more merchandise such as pants, blouses, t-shirts and children’s clothing. She says she has been a member of the community bank for eight years, and she enjoys the benefits she receives for being a member. Martha says her dream is to give her children the best.
View original language description ↓
En la ciudad de Charapoto se reúne cada quince días el Banco Comunal San Esteban. Esta localidad se conoce por su cultura tradicional y además por estar a pocos minutos de dos de las mejores playas de la provincia como son San Jacinto y San Clemente.

En este lugar vive la señora Martha, tiene 41 años de edad, está casada y de esta relación tienen dos hijos de 12 y 10 años que estudian en colegio y escuela. Su esposo se dedica a la pesca.

Doña Martha comparte su tiempo entre su hogar y su negocio ya que se dedica también a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus conocidos cuando necesitan alguna prenda de vestir. Trabaja todos los días en las mañanas ya que ella aprovecha que sus hijos están en la escuela, deja a crédito sus productos y cobra cada quince días. Su mercadería la va a comprar a Guayaquil una vez al mes. Tiene diez años que se dedica a esta actividad y le va bastante bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Ella lleva 8 años en el Grupo De Crédito y le gusta por los beneficios que recibe al ser socia del banco.

Su sueño es darles lo mejor a sus hijos.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Martha Elena to buy pants, blouses, t-shirts and children’s clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 22, 2013
Listed
Sep 10, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014