Update on Antonia IdalindaThe San Esteban Communal Bank meets every two weeks in the city of Charapoto. The locality is known for its traditional culture and for being only a few minutes from the province's best beaches, San Jacinto and San Clemente.
Antonia lives here in Charapoto. She is 65 years old and lives in a common-law marriage, which has produced four children who are now grown-up and independent. Her husband does not work, as he is retired.
Antonio learned fabric-cutting and dressmaking from a very young age. Several years ago, with the aim of earning her own income and making use of her knowledge, she set up a small dressmaking workshop in her home. There she creates all kinds of clothing, although what she most enjoys making is children's clothes. She works to fulfil orders from individual customers, and in the current season she also makes uniforms for the local primary and secondary schools. When she has a lot of orders to deliver, she works every day.
She is seeking another loan because the previous one went very well; she made a lot of school uniforms, and so had a very good income. She has not been short of work, and uses her earnings to buy food and other household items, since her husband no longer works and they have many expenses. She will use this new loan to buy fabric, thread, zippers and other supplies to make her garments. She's been with the communal bank for 12 years, and she likes it because the group is very united and the members help each other out.
Antonia's dream is always to have good health.
En este lugar vive la señora Antonia, tiene 65 años de edad y mantiene una relación de unión libre de la cual tiene cuatro hijos mayores de edad e independientes. El marido no trabaja porque es jubilado.
Doña Antonia desde muy joven aprendió corte y confección, desde hace varios años con la finalidad de obtener sus propios ingresos y aprovechando sus conocimientos puso en su casa un pequeño taller de costura, allí ella se dedica a confeccionar todo tipo de ropa, aunque reconoce que lo que más le gusta elaborar es ropa de niños, trabaja a base de pedidos de personas particulares, en esta temporada también elabora uniformes para escuelas y colegios de la localidad. Trabaja todos los días cuando tiene mucho trabajo por entregar.
Ella está repitiendo el crédito porque con el anterior le fue muy bien ya que elaboró muchos uniformes de colegios y escuelas, con esto ella tuvo muy buenos ingresos y no le ha faltado trabajo, sus ganancias ella las utiliza para comprar víveres y cosas para su hogar ya que su marido no trabaja y los gastos son muchos. Este nuevo crédito lo va utilizar en comprar telas, hilos, cierres y otros materiales para confeccionar sus prendas. Lleva 12 años en el Banco Comunal y le gusta porque son muy unidas en el grupo y se ayudan mutuamente.
Su sueño es siempre tener salud.
Previous Loan DetailsIn the city of Charapoto, the communal bank "San Esteban" meets every 15 days. This place is known for its traditional culture, and also for being just minutes away from 2 of the best beaches in the province: San Jacinto and San Clemente. This is where Antonia, 65, lives. She is in a… More from Antonia Idalinda's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Aug 22, 2013
- Sep 10, 2013
- Currency Exchange Loss:
- Jan 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.