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Juana Isabel
Juana is a responsible young woman devoted to her home; she has many good personal references because she’s a kind, respectful woman. She lives with her family who work hard to get ahead.

For several years now she’s been unable to do any home maintenance which is why Juana is asking Fusai for a loan to be able to buy four dozen galvanized metal sheets, lumber, nails and screws to repair the roof at home to be better protected from the rain. In this way, Juana will be able to repair a large part of the damaged roof which is currently made of very old roofing tiles.
View original language description ↓
Juana es una joven responsable y dedicada a su hogar quien cuenta con muy buenas referencias personales, ya que es muy amable y respetuosa, ella vive junto a su familia quienes trabajan duro para salir adelante. Desde ya hace varios años que no ha podido realizar ningún tipo de mantenimiento a su hogar, razón por la que Juana solicita un préstamo a FUSAI, con el que pueda comprar cuatro docenas de lámina galvanizada, madera, clavos y tornillos para reparar el techo de su hogar y resguardarse mejor de la lluvia. De este modo Juana podrá reparar gran parte del techo dañado que en la actualidad es de teja muy vieja.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 700
    View loans »
    El Salvador Loans Fundraising
  • $27,168,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Juana Isabel to buy galvanized metal sheets to repair the roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 9, 2013
Currency Exchange Loss:
Oct 25, 2013