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Las Violetas Group
In this Group: Rosita, Edita, Smith Jonathan, Teresa, Maria Rosa, Esperanza

Update on Las Violetas Group

The communal bank “Las Violetas” is made up of 6 members, each one of them with a different job. Teresa is 47 years old. She is separated, with three children, two of whom are still dependents. For twelve years she has worked in candy sales, working as a mobile vendor. This business has allowed Teresa to take care of some of her household expenses. It is because of this that she is asking for a loan, to keep investing in her business. She will use it to buy sweets such as cookies, candies, chocolates, and drinks. Teresa’s desire is to set up a stand, and in this way not have to be a mobile vendor. The “Las Violetas” group is thankful for the loan that was given, because it has made their progress possible. Teresa is pictured seated on the left, wearing a white shirt and fuchsia jacket.
View original language description ↓
La Alcancía Comunal “Las Violetas” está constituida por 06 socios cada uno de ellos con distintas actividades de comercio. Teresa tiene 47 años, separada con 03 hijos 02 de ellos aún dependientes. Hace más de 12 años que se dedica a la venta de golosinas, la cual lo realiza ambulatoriamente. Este negocio le ha permitido a Teresa solvertar con algunos gastos de su hogar. Es por ello que solicitó el crédito para seguir invirtiendo en su negocio, la cual comprará golosinas como galletas, caramelos, chocolates y bebidas. El deseo de Teresa es de poner un kiosco y de esta forma no tener que hacerlo ambulatoriamente. El grupo “Las Violetas” está agradecido con el crédito brindado, pues hace posible su progreso. Teresa se encuentra sentada es la primera del lado izquierdo, viste polo blanco y casaca fucsia.

Previous Loan Details

Ana Bertha H., 42, lives with her common law husband and 3 children in the Horacio Zevallos area, district of Ate, department of Lima. She has worked with EDAPROSPO - Prosperidad for 3 years and currently occupies the role of president of the village bank "Las Violetas", made up of 10 partners w... More from Las Violetas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Violetas Group's $1,250 loan helped a member to buy cookies, candies, chocolates, and drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Sep 9, 2013
Currency Exchange Loss:
Jan 17, 2014