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Las Pioneras Group
In this Group: Deysi Flor, Jacinta, Maria, Albina, Maribel, Marilyn Ibeth, Liliana Margarita*
* not pictured

Update on Las Pioneras Group

The members of the Las Pioneras group are responsible and active people. The group is comprised of seven women who look to rise up each day. This is the case with Maribel. She is married and has two minor children. At her 35 years of age, Maribel is happy to have fulfilled some of her dreams. An example of this is that she has improved her house.

She currently has a store, and she has been working this way for over three years. In spite of the competition, Maribel has managed to get loyal customers. This makes her happy. She will use the new loan to buy groceries and candy to stock her store. Her biggest desire is to carry on with her store.

The Las Pioneras group is grateful to the people who made this loan possible. Maribel is the first one on the left, and she is wearing a red jacket.
View original language description ↓
Un conjunto de personas responsables y activas son las integrantes del grupo “Las Pioneras” la cual lo conforman 07 mujeres que buscan surgir cada día. Este es el caso de Maribel casada con 02 hijos menores de edad. A sus 35 años Maribel se siente feliz de haber cumplido con algunos de sus sueños, muestra de ello es que ha mejorado su vivienda. Actualmente cuanta con una bodega, viene trabajando de esta manera hace más de 03 años, a pesar de la competencia Maribel a logrado fidelizar a sus clientes, pues eso la hace feliz. Con el reciente préstamo comprará abarrotes, golosinas y así surtir su bodega. Seguir implementar su bodega es su mayor anhelo. El grupo “Las Pioneras” agradece a las personas que hicieron posible esté crédito. Maribel es la primera del lado izquierdo y viste casaca roja.

Previous Loan Details

This is the “Las Pioneras” [The Pioneers] Group. It is made up of seven women entrepreneurs who work at various business activities and are currently in their 21st loan cycle. Jacinta is 50 years old, married and has one son who is in school. Jacinta has a sandwich cart from which she sells ... More from Las Pioneras Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Pioneras Group's $1,350 loan helped a member to buy groceries and candy.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 9, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014