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Kholniso is ​43 years old. She is the only hope for her children. Her husband died a few years ago. She is a widow. After her husband's death, Kholniso started her own livestock business. Kholniso ​​also receives additional income from making and selling "sambusa," the national pie. Each day, she bakes 300 sambusas. Her children still do not have a source of income. Her son Chasuru is 19 years old and her daughter Maftuna is 16. Kholniso ​​wants to repair her house, but does not have enough money. She has requested a loan of 5000 TJS to buy plastic windows and doors. She awaits your kindness and hopes for your mercy.
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Холнисо 43 года. Она единственная надежда своих детей. Ее муж умер несколько лет назад. Она вдова. Холнисо после смерти мужа начала свой бизнес скотоводством. Холнисо имеет дополнительный доход от производства и продажи национального пирожка «самбуса». За день она печет 300 самбуса. Ее дети еще не имеют источника дохода. Ее сыну Часуру 19 лет и дочере Мафтуне 16 лет. Холнисо хочет отремонтировать свой дом, но не имеет достаточно денег. Она запрашивает займ на сумму 5000 сомони для покупки пластиковых окон и дверей. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Kholniso to buy plastic doors and windows for changing her house doors and windows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 14, 2013
Currency Exchange Loss:
Jan 17, 2015