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Patrina is a 38-year-old married woman who lives with her ​​husband and children in the city of Kurgan Khatlon. Patrina works as a nanny. She is looking after two children and receives a $ 100 per month. Her husband is currently unemployed. Patrina wants to help her husband to find work in order to improve the financial situation of the family. She has requested a loan to buy a scooter. Her husband will be working at the central market and provide services for the transport of goods. This is a rather profitable business. They have 3,000 TJS saved up. With the help of a loan, Patrina will be able to buy a scooter, and her husband will be able to start earning money. They are waiting for your help.
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Патрина 38-летняя замужняя женщина, проживает с мужем и детьми в городе Кургантюбе Хатлонской области. Патрина на дому работает няней. Сейчас она присматривает за двумя детьми и получает за это в месяц 100 долларов. Ее муж в данный момент безработный. Чтобы улучшить финансовое положение семьи Патрина хочет помочь мужу и обеспечить его работой. Она просит кредит для покупки мотороллера. Ее муж будет работать на центральном рынке и предоставлять услуги по перевозке товара. Это достаточно прибыльный бизнес. У них имеется сбережение в размере 3000 таджикских сомони. С помощью кредита Патрина сможет приобрести мотороллер, а ее муж начать зарабатывать. Они ждут вашей помощи.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Patrina to purchase a scooter in order to provide transportation services for goods.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 17, 2014