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Buhruz is a young resident of the J. Rumy region. He is 26 years old, and since he was young he has grown field crops. He has 3 hectares of farm land. He is married, and he and his wife live with his parents. His father is the deputy chairman of the Hukumat (the local government) of the J. Rumy region.

At the present time, Buhruz wants to start a business in animal husbandry. Such businesses are profitable because there is always strong demand for meat. Behruz is asking for a loan of $2,000 (USD) to start his business in fattening large cattle for resale. Behruz has everything required to develop his business and he will be helped by his wife. They plan to use their profits to expand the business.
View original language description ↓
Бехруз молодой житель района Дж.Руми. Ему 26 лет. Он с юного возраста занимается растениводвством и выращивает сельскохозяйственную культуру. У него имеется 3 га участка фермерской земли. Бехруз женат и живет с женой у своих родителей. Его отец работает заместителем председателя Хукумата (местная власть) района Дж.Руми.
В данный момент Бехруз хочет начать животноводческий бизнес. Данный бизнес считается прибыльным, так как спрос на мясо всегда высокий. Бехруз просит кредит на сумму 2000$ для открытия своего дела «откорм и продажа крупнорогатого скота». Бехруз имеет все условия для развития данного бизнеса. Ему будет помогать его жена. От прибыли они собираются расширить свой бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Behruz to buy two head of cattle.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 14, 2013