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Rien, 33, is married and has two school-aged children. She is a diligent woman in a farming business and grows rice on her land which is in Bakan district of Pursat province. Through her hardships and perseverance in this field, she is able to produce a reasonable income to cover her family’s expenses. She has been doing this business for almost 13 years.

The reason she is requesting a loan is to have enough money to build a latrine for use in the family. She realizes that the latrine is very important for her family, and most residents living in her commune have built latrines to promote their health and personal hygiene. This has encouraged her to have this loan to improve her living conditions as other families have done. She is a responsible, hard-working person who is grateful for the support she receives from Kiva lenders.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,507,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rien to build a latrine for family use.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 11, 2013
Currency Exchange Loss:
Jan 17, 2014