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Ernalyn is 22 years old and has one child who is in school. She works hard to help her husband generate additional income for her family.

Ernalyn has a tricicad transport business in the Philippines. Ernalyn requested a PHP 7,000 loan amount through NWTF to purchase materials for the maintenance of her tricicad transport.

She has been in this business for four years. In the future, Ernalyn would like to build and expand her business to secure the future of her family.

Additional Information

More information about this loan

This loan is part of NWTF's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in the Philippines.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1597
    View loans »
    Philippines Loans Fundraising
  • $60,711,600
    Funds lent in using Kiva
  • 44.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Ernalyn to purchase materials for the maintenance of her tricicad transport.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 11, 2013
Currency Exchange Loss:
Mar 17, 2014